Signature Bank recognizes the individual needs of your business, and responds with products and services befitting the high value we place on each business banking relationship.

Business Checking
Whether your business is a sole proprietorship, a small business or a major corporation, Signature Bank has a solution for your business checking needs. A business checking account provides a record-based method for disbursing payments and tracking receipts.

Business Savings
Signature Bank offers a variety of savings opportunities for business customers: Money Market Accounts, Time Deposits and Savings Accounts.

Business Loans
A key component of a "bank for business" is its involvement with the business community and its ability to offer support, advice and capital to meet a variety of borrowing needs. We're that kind of bank. Our commitment to helping businesses grow is paramount to our current and future success.

Cash Management Services
Signature Bank offers a variety of products and services designed to help businesses meet their unique cash management needs.

On-Site Teller
Access your money faster and save time. Now you can capture the image of checks, money orders and cashier's checks, then transfer them electronically from your place of business directly into your Signature Bank checking account. This simple, but secure, check processing system is as easy as working with credit cards. It also saves time by avoiding the frequent trips to the bank and filling out deposit slips by hand.

Lockbox Service
With our lockbox service, checks for deposit are received, processed and deposited by Signature Bank directly. A daily report is generated detailing each day's deposit activity and provided to you by fax or e-mail.

Zero Balance Account
A Zero Balance Account (ZBA) gives you maximum cash control by providing you with one master account at Signature Bank. This allows you to deposit and maintain funds in only one main account. When needed, funds are "swept" from the main account to other accounts to cover payroll or other special account purposes.

Automated Clearing House
Signature Bank provides increased security, while reducing paperwork and time, by using electronic payment and collection processes through the Automated Clearing House (ACH) system.

EDI Transmissions
EDI (Electronic Data Interchange) is the exchange of business information in standardized electronic formats. This "electronic" exchange of information is an efficient way for companies to do business with each other. Using EDI, buyers can communicate with sellers without speaking over the telephone or exchanging paper documents in the mail. Information (i.e.: purchase orders, remittance payments information, etc.) is exchanged "electronically" in a structured common format. As a result, the information can be exchanged efficiently and cost-effectively.

Debit Cards
If needed, Signature Bank debit cards are available in conjunction with your business checking account. With this card, you can make deposits to your business account 24 hours a day at ATM machines throughout the MoneyPass Network. You can also make purchases from any merchant that accepts VISA. The purchase will be automatically deducted from your business checking account.

VISA® Credit Cards for Business
Signature Bank offers several choices of Elan VISA credit cards for business use.